FL License #A186964


Offering a variety of Annuities, including Fixed, Equity-indexed, Immediate...  

Health Insurance

Group, Individual, Short-term, Disability, Long-term Care, Critical Illness, Cancer...

Life Insurance

Provide for the ones you love. Term, Universal Life, Whole Life, IUL...  

Senior Products

Medicare Supplements / Rx / Advantage, Senior Dental & Vision, Long-term Care...

Property & Casualty

Automobile, Truck, Motorcycle, Homeowners, Flood, Business Liability, Workers Comp, E&O...

Payroll Services

Professional Employer Organization, SMB, Mid-size, and Large Business...
Also Licensed in the following states: Arizona - Colorado - Georgia - Maryland - New York - North Carolina - South Carolina - Tennessee - Texas - Virginia

A message from the President

My name is Joe Muni, and I have been servicing South Florida for over 25 years for all Insurance needs. I hold General Lines insurance licenses for Life and Health, as well as Property & Casualty. My licenses are active in the following states: Florida, Arizona, Colorado, Georgia, Maryland, New York, North Carolina, South Carolina, Tennessee, Texas & Virginia

Latest news

5 Questions Expecting Moms Have About Life Insurance

If you are expecting a child and are considering life insurance, the first thing I have to say is—smart move! But if this is your first time looking for coverage, […]

The No. 1 Reason People Don’t Buy Life Insurance and Why They Are Wrong

“It’s too expensive!” is the common refrain when Americans are asked why they don’t get the life insurance protection they need. But—and it’s a big but—80% overestimate how much it […]

3 Reasons You May Still Need Life Insurance as You Head Toward Retirement

Let’s be realistic. If you have an adequate investment and pension portfolio; if you have made provisions for your health care costs; if you have no one relying on you […]

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Muni Financial, Inc.

#1 Leader in South Florida Insurance Market